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Why Life Insurance?

The value of life insurance for the policyholder is derived, not from an actual claim event, rather it is the value derived from the 'peace of mind' experienced by the policyholder, due to the negating of adverse financial consequences caused by the death of the Life Assured.

...Common Objections to Life Insurance:  Video 

     

 AN AMERICAN FAMILY ABOVE

Life Insurance 'How To' Videos: View...

"LIFE INSURANCE" REASONS WHY?:
Life Events i.e. Baby, New Home, Expand Business
Provide lost income (Both Spouses)
Create a savings for spouse & family
Pay off Mortgage, Final Expenses
A Tangible way to show your Love
Protect your Business, Increased responsibility
Business Buy-Sell Agreement
Key Employee Insurance
Pay off any Fed & State Taxes due at death
Death benefits are not normally a Taxable Event.

Three things you need to know about Life Insurance.

Click & Read....

COMPARE TERM & PERMANENT LIFE INSURANCE

WHICH PLAN BEST SUITS YOUR NEEDS?

Some companies we represent...
Prudential,  Pacific Life,  ING,  MetLife, TransAmerica,  Genworth, SBLI,  Banner,  American General Life, Protective Life, Americo, ETC., ETC., ETC.

 Life Insurance gives you a boost when you need it most.

 

 

PREVENTION  ~  NUTRITION  ~  WELLNESS  ~  ACCOUNTABILITY

Below are some actual Term Insurance Rates QUOTE


CLICK HERE FOR A QUOTE

 
Ask us about Return of Premium Term? Get all your premiums back at the term of the plan.

*If you have health concerns, let's talk and I will find the company suited for you.

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Insure two people with one policy, that is what Joint Whole Life insurance is designed to do. You save about 60% by having one policy instead of two. When one of the covered individuals dies, the surviving insured person receives the death benefit, unless another beneficiary is named. It can also be coupled with Term Life Policies from 10 to 30 years. Great for Newlyweds, Married with young children, Married with adult children and Retirement. 
ALSO,
This is a Great Mortgage Protector for Millennials.
View brochure...

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FINAL EXPENSE INSURANCE   ...See why:  Video

Many Americans believe that Social Security will pay for their final expense needs, however, the government only pays a lump sum of $255 for those who qualify. (Source: U.S. Social Security Administration July 2013)
An important part of planning is helping to protect your family and loved ones from unexpected costs. It’s comforting to know that Final Expense Life Insurance from Equitable Life Insurance Company, may be able to help provide the benefits needed to help cover outstanding costs including final expenses and other family expenses that may arise at the time of need.

No one knows what the future may hold.
Below is a chart to help visualize what costs may be left after someone passes away.


Final Expense Brochure, Click here...
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Life Insurance definitions:
What is Term Life Insurance ?
What is Permanent Insurance ?

How much Life Insurance does your family need?
Try out our Life Insurance Needs Analysis Worksheet to see.

Needs Analysis Worksheet


Real Life Reasons for 'Why LIFE Insurance'?
  
(Click for More stories)


It took Dean Hoskins considerable time and effort to convince her husband, Bryan, that he needed to purchase life insurance. Just a few years later, Bryan was diagnosed with an aggressive brain tumor. He died six months later at age 32. With the proceeds from Bryan’s insurance policy, Dean was able to invest in her own business as well as schedule her work hours around her young twin daughters’ needs.
Auto & Home Owners Insurance is required by law. ~ Life Insurance is required by LOVE!  "Who Loves You"

 

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