Why Life Insurance?
of life insurance for the policyholder is derived, not from an actual claim event, rather it is the value derived from the
'peace of mind' experienced by the policyholder, due to the negating of adverse financial consequences caused by the death of the Life Assured.
...Common Objections to Life Insurance:
AN AMERICAN FAMILY
Life Insurance 'How To'
Life Events i.e. Baby,
Provide lost income
Create a savings for spouse & family
Pay off Mortgage, Final Expenses
A Tangible way to show your Love
Protect your Business,
Business Buy-Sell Agreement
Key Employee Insurance
Pay off any Fed & State
Taxes due at death
Death benefits are not normally a Taxable Event.
Three things you need to know about Life Insurance.
Click & Read....
COMPARE TERM & PERMANENT LIFE INSURANCE
WHICH PLAN BEST SUITS YOUR NEEDS?
Some companies we represent...
Prudential, Pacific Life, ING, MetLife, TransAmerica, Genworth, SBLI, Banner, American General
Life, Protective Life, Americo, ETC., ETC., ETC.
Life Insurance gives you a boost when you need
PREVENTION ~ NUTRITION ~ WELLNESS
are some actual
*If you have health concerns, let's talk and I will find the company suited
Ask us about Return of Premium Term?
Get all your premiums back at the term of the plan.
Insure two people with one
policy, that is what Joint
Whole Life insurance is designed to do. You save about 60% by having
one policy instead of two. When one of the covered individuals dies, the surviving insured person
receives the death benefit, unless another beneficiary is named. It can also
be coupled with Term Life Policies from 10 to 30 years. Great for Newlyweds,
Married with young children, Married with adult children and Retirement.
This is a Great
Mortgage Protector for Millennials.
FINAL EXPENSE INSURANCE
Many Americans believe that Social Security will pay for
their final expense needs, however, the government only pays a lump sum of
$255 for those who qualify. (Source: U.S. Social Security Administration
An important part of planning is helping to protect your
family and loved ones from unexpected costs. It’s comforting to know that
Final Expense Life Insurance from Equitable Life Insurance Company, may be
able to help provide the benefits needed to help cover outstanding costs
including final expenses and other family expenses that may arise at the
time of need.
No one knows what the future may hold.
Below is a chart to
help visualize what costs may be left after someone passes away.
Final Expense Brochure,