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Your best source for the complete story on Medicare is: Medicare.gov.












This Dental, Vision, Hearing Plan
is designed for anyone 18 to 89

Medicare Supplement Insurance:
Medicare provides beneficial coverage for health related expenses but, at the same time, leaves gaps that you either pay for out-of-pocket or with private insurance. A Medicare Supplement (also called Medigap) insurance policy is a health insurance policy sold by a private insurance company to help fill in those gaps.

With Medicare Supplement insurance, there are no restrictive networks. You choose the physicians, specialists, and hospitals that you trust for your care. You can go directly to the physicians you choose without pre-certifications and pre-approvals. The benefits offer predictability and stability as the plans are standardized by the government. You have coverage that helps with deductibles, copayments, and coinsurance

Medicare Advantage Insurance:
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

 

Generic Scope of Appointment

PREVENTION  ~  NUTRITION  ~  WELLNESS  ~  ACCOUNTABILITY

 Do you have a Medicare MOOP? Find out...

Turning 65 or Need Medicare Information?
Call Us!! 208 570-8390

Final Expense! What is it & Why?  Video

    

BELOW ARE SAME OF THE MEDICARE PLANS WE REPRESENT

        Medicare Advantage Plans:
   
  PACIFIC SOURCE HEALTH PLANS
     BLUE CROSS OF IDAHO
       
HUMANA


       
Medicare Supplements or Medigap Plans:
A Medicare Supplement requires a stand-alone Rx, Part D, plan.  Find Rx Plan here...
    AFL ~ AMERICO  Plans A, F, G, N (Rates)  A, U
CHL - CIGNA HEALTH & LIFE INS. CO. (Rates) 7% HH Disc available A,
ML ~ MANHATTAN LIFE
Plans A, C, F, G, N (Rates)
7% HH Discount available A, U
CSI ~
CENTRAL STATES
INDEMNITY CO. of OMAHA Plans A, B, C, F, G, N (Rates) A, U
GTL ~ GUARANTEE TRUST LIFE 
Plans A, F, G, N
  (Rates) 7% HH Discount available A, U
IAC ~ INDIVIDUAL ASSURANCE COMPANY  Plans A, F, G, N (Rates) A, U
 LBL ~ LIBERTY BANKERS LIFE INSURANCE CO..Plans A, F, G, N (Rates)
7% HH Discount available A, U, B
     AETNA (Continental Life Ins. Co.) Plans A, B, F, G, N (Rates)  A, U
    Call for a Quote, here down~> MUTUAL OF OMAHA  Plans A,F,G  - 7% HH Discount available
     MEDICO  Plans A, D, F  Brochure
     OXFORD LIFE
 Plans A, F, N
     STONEBRIDGE LIFE
 Plans A, F, G. N
     EQUITABLE LIFE
 Plans A, F, N
     BANKERS FIDELITY
 Plans
A, F, G, N
   
SOME HEALTH QUESTIONS FOR MEDICARE SUPPLEMENTS 

       Dental / Vision / Hearing Plans
     BLUE CROSS - HEALTHY SMILES  Rates & Brochure & Enroll
     MEDICO DENTAL / Vision / Hearing  Rates & Brochure
     DELTA DENTAL Rates & Brochure & Enroll


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      Senior Reference Material from the Idaho Department of Insurance:
     1.
Compare Many Companies Medigap Rates
     2. Top Ten Scams Targeting Seniors
     3. Senior Health Insurance Benefits Advisors Program - SHIBA
     4. Low Income Subsidy Qualification list
     5. Patient Assistance for lab
Services ~ Most tests costing only $5 each...
6.
2016 Shoppers Guide to Medicare
7. SHIBA Low Income Subsidy 'LIS' Brochure

       8. Find Prescription Plan on Medicare.gov  Read here...
9. Medicare Special Enrollment? Read here...
10. Medicare Advantage or a Medigap plan, which will it be? Read more....
11. Understanding Part C & D Enrollment Periods.  Read more...

   ARE YOU PAYING TOO MUCH FOR YOUR MEDICARE SUPPLEMENT ??
    * Compare all Supplement Plans
      * Choosing a Medigap Policy
    

    What does Long Term Care Insurance Cover??

First off; A Chronic Long Term Care situation is NOT covered by Health Insurance or Medicare!
Nearly two-thirds of Americans over age 65 will need long term care at home or through adult day health care, or  care in an assisted living facility or nursing home. And while most people think of long term care as impacting only those in their senior years, 40 percent of people currently receiving long term care services are ages 18 to 64.

PLEASE ALLOW ME TO HELP YOU!!

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Read about how Medicare works in your life in the Medicare & You Booklet from the;
C E N T E R S  F O R  M E D I C A R E & M E D I C A I D  S E R V I C E S

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